a. To encourage its members to adhere to ethical and sound business

practices and methods in the originating, marketing and servicing of real

estate mortgage loans
.

b. To educate and inform its members as to revisions in federal and state
laws
which affect the mortgage banking industry, to monitor pending legislation,

which would affect the real estate industry or the mortgage banking industry

relating to the originating, marketing and servicing of real estate mortgage

loans, and to lobby for positive results.

c. To identify the educational needs of its members and to promote and

support programs to meet those needs.

d. To cooperate with public and private agencies in the establishment of

business practices and methods in the originating, marketing and servicing of

real estate mortgage loans.

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